Is it the end of POS machine manufacturers that China UnionPay released mobile phone POS machines?
On June 28, China UnionPay officially released the world's first mobile phone POS machine. As soon as the news came out, people in the industry had different opinions.
Some people say that this is an innovation in the mobile payment market and pos industry, while others say that this is the end of POS industry. So, what is a mobile phone POS machine?
That is, with the help of software and hardware, the mobile phone can become a POS machine and can complete the receipt of payment methods such as bank cards.
At present, the mainstream brand mobile phones supporting UnionPay mobile phone Pay in the market all have the above-mentioned capabilities, such as Huawei, Xiaomi, Samsung, Apple, etc. , which can be listed one after another only by opening relevant POS functions.
China UnionPay mobile phone POS machine aggregation more functions China UnionPay mobile phone POS machine in the cash register, POS machine function is increasingly mature today, why China UnionPay has another way to develop mobile phone POS machine?
We can think about these three benefits: China UnionPay mobile POS machine
UnionPay's mobile phone POS products are considered to be products developed for the current offline acquiring transactions that are increasingly eroded by WeChat payment and Alipay.
The mobile phone carries many carriers of two-dimensional code payment transactions, so it is good to add non-connected bank cards to the mobile phone.
What is more convenient than taking out a mobile phone and using it as a POS machine?
Through the UnionPay mobile POS service platform, the acquirer can open the mobile phone receipt service online for its expanded merchants.
Merchants only need to download the mobile phone POS application in the mainstream application store on the mobile phone, and then open the registration to carry out bank card receipt and QR code receipt. 2. Low cost.
With the mobile phone POS, merchants can do the receipt and collection business without purchasing POS separately, which naturally reduces the cost. For example, in rural areas, the cost of POS machine deployment is reduced, and the maintenance cost is also reduced, more diversified functions and services. 3. Compliance.
For POS machines, people naturally pay attention to whether they are compliant.
It is said that UnionPay mobile phone POS products not only meet the relevant requirements of the People's Bank of China's 'technical specification for trusted environment of intelligent terminal payment', but also are compatible with the international PCI organization's 'Software-
The safety requirements of based PIN Entry On COTS can be used legally and in compliance at home and abroad, which can be regarded as a bright spot for POS machine industry where unlicensed products flood the market.
OS machine factory
the concept of mobile phone pos has existed for a long time, and the technology needs to be improved. pos machine manufacturer
Any transaction involving large amount of funds will have certain functions on the security performance of POS machines.
Although it is reported that mobile phone POS has certain security technology guarantee, China UnionPay intelligence can monitor transactions online in real time and ensure the security of transactions through geofencing, positioning and other technologies, the card swiping and two-dimensional code acquiring modules are both on the trusted execution environment and security chip in the mobile phone, and the interaction with the outside is completed based on the secure channel.
However, whether the functions such as small amount and double exemption will bring more pressure remains to be observed in practice. 2. Compatibility.
According to tianbo's security technology control, POS machine itself is required to have hardware guarantee of anti-theft brush, anti-disassembly machine and anti-External reading and cracking technology to ensure 100% safety.
In addition, there are two-dimensional code recognition, face recognition, fingerprint, camera, printing movement driver and other functions for various applications in different scenes, which cannot be fully compatible with a mobile phone alone.
Bank card receipts can be obtained through mobile phone terminals, which undoubtedly will have an impact on POS manufacturers.
However, at present, UnionPay is positioning the products of mobile phone POS as products serving small and micro markets, rural markets and international markets. These merchants are not the scope that POS manufacturers can often reach.
Moreover, these products must also pass the UnionPay certification, and the audit cycle is also a test of the business.
POS machine manufacturers are not too pessimistic about whether the POS machine industry will be completely replaced by mobile phone POS.
The intelligent POS machine industry itself is also evolving to develop different value-added services.
Taking ptksai intelligent cash register K8 as an example, it has passed the authoritative certification such as UnionPay/visa/master, in addition to its own bank card, card, NFC non-card, two-dimensional code payment, also supports fingerprint identification, second-generation ID card intelligent reading and thermal printing functions, and can adapt to various use scenarios at any time. Is it more professional than a clerk who takes a mobile phone receipt?
Shenzhen ptksai Technology Co. , Ltd. was founded in 2009. It is a fast-growing high-tech enterprise group. Its products mainly include: intelligent touch Android all-in-one machine, intelligent touch POS machine, touch Windows intelligent terminal, intelligent digital photo frame, stand-alone and online advertising machine, industrial network equipment and commercial display equipment, video greeting card, professional clock machine, and customized electronic products for major customers.
The company has three technology centers combining production, teaching and research in Xi 'an, Shenzhen and Silicon Valley of the United States. 61 engineers are engaged in software and hardware customization and development across time zones, as well as product front-end research.
In 2017, the company's R & D team contributed nine innovative invention patents.
The high-efficiency intelligent refrigerator and touch POS terminal developed by the company are at the advanced level of the industry. The company is also a solution company for a number of intelligent advertising machines and intelligent digital photo frames, providing complete machines, boards and overall solutions.
The company has three manufacturing bases in Shenzhen Longhua, Shenzhen Shajing and Dongguan Daling Mountain, covering an area of 21500 m² square meters. It has its own high-speed Mounter, injection molding machine, mold workshop and dust-free automatic production line. The annual production capacity of PCBA board is 2. 3 million pieces, the annual output of the intelligent terminal machine is 1. 1 million units, which can provide OEM/ODM/EMS services for world-renowned brands.
The company has passed the certification of quality assurance system ISO9001 and environmental certification system ISO14001, and its products have passed CE, FCC, CCC, U/L, EUP, Rohs, Reach and other certifications. The company looks forward to long-term cooperation with friends at home and abroad.